Frequently Asked Questions

When am I covered? Is there a waiting period?
You are covered from the day you complete the application, sign it, and send in your payment.* Eligibility depends on your answers to two simple health questions.

How long are the payments?
Depending on your age at the time of purchase, you can save up to 30% by paying in full today! You also have the option of the monthly payment program, which stretches your payments up to 10 years for your convenience. With the American Memorial Plan^®, the benefits continue forever and your coverage will never decrease. Compare that value to plans like term insurance which can leave you with nothing even after making payments for years.

What if I can't afford the payments?
We have suggested coverage amounts that make sense for typical types of services that families select. If you cannot afford the monthly payments you can call us toll free at 800-585-8385 and we will explain how you can select a smaller amount than what we suggested and, in turn, lower your monthly payments. You can purchase more coverage later if you continue to meet the simple health provisions. Remember, any coverage amount will help reduce the cost to your survivors.

How does the money back guarantee work?
It's simple! If for any reason you are unhappy with the plan, just return your policy during the 30 day free look period and we will refund 100% of your money with no questions asked. It couldn't be easier!

Why would I buy this through the mail?
We have learned that many of you simply don't want a salesperson pressuring you into buying anything. Your final arrangements are personal and should be made in the privacy of your home. You are able to deal directly with us, rather than a salesperson, which helps provide more value back to you, our customer. You are in control - we are simply here to help.